My dad can fix anything. From the tiniest latch on a necklace, to the radiator on a 1929 Model T Ford, and everything in between. I spent my childhood watching him, and learning that there is a solution for everything, big or small.
I started my career in the mortgage industry right after graduating from college. It was only a few months after I started that one of my coworkers brought me a broken necklace, and I was able to fix it for her. That is when I knew my dad’s skills had carried on to me. And so it began....
I’ve been in the mortgage industry for over 15 years and have been lucky enough to participate in almost every facet of the business- from processing, underwriting, secondary marketing and even managing a office- but my current role as loan officer is by far the most rewarding experience yet.
I love applying my knowledge and experience to unique situations and helping my customer get the best mortgage product for their needs and for them to have an amazing experience along with it!
Outside of work I enjoy golfing, biking and hiking with my family and sharing a nice glass of wine and cheese with a friend.
Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.
We’ll help you find the best local loan officer to get you competitive rates and the programs that best fit your individual needs. Fill out this form and we’ll connect you with a lender today!
When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.
Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!